The Role of Insurance Companies in Laredo Commercial Vehicle Accident Claims

Commercial vehicle accident claims are insurance claims involving at least one vehicle owned by a business. They differ from accidents involving private passenger vehicles because the company and the driver may be liable for damages in civil court. Initially, victims must file a commercial insurance claim to receive compensation for damages. Enlisting the help of a reputable lawyer is instrumental in this process.

If you’ve suffered injuries in a Laredo, TX commercial vehicle accident, contact Carabin Shaw by calling our toll-free number at 800-862-1260. Our team can help you communicate with the insurance company, ensuring your right to compensation after an accident.

Commercial insurance companies have access to legal and monetary resources that can hinder a victim’s ability to maximize compensation. The insurance company’s adjusters and legal team will jump at any opportunity to reduce damages or place fault on you. Having a lawyer on your side helps to level the playing field, so that you can engage in a fair argument for compensation.

Here are a few tips to help you deal with the insurance company without compromising your compensation:

• Document everything: Photos, notes, and paperwork can be valuable evidence throughout your accident claim.
• Don’t admit fault: Apologizing or admitting fault can reduce your claim.
• Limit answers to facts only: The more information you provide, the greater the room for error. Another party’s insurance will use anything they can against you.
• Eliminate personal details: There is no need to explain personal details of your life, such as your income or family dynamics, to the adjuster.
• Refuse recorded conversations without consulting a lawyer: Having a Laredo commercial vehicle accident lawyer present for recorded conversations ensures that the subject matter is legal and necessary.
• Hire a lawyer: A strong legal team will help you to avoid any missteps with the commercial insurance company.

There are a few options you can take if the commercial insurance company denies your claim or provides insufficient compensation:

• File a claim with your insurance company: If the company determines you are at fault, you can only receive compensation if you have collision coverage.
• Request an appraisal: An appraisal allows you to hire an independent adjuster and a third-party adjuster to mediate damages and compensation.
• File a complaint: If you are unsatisfied with the final insurance compensation, you can file a complaint with the Texas Department of Insurance (TDI).
• Sue the insurance company: You can settle Laredo commercial vehicle accident claims in a court of law by filing a personal injury claim, which ends with a settlement or a trial decision.

Commercial vehicle accident claims vary based on the severity of damages, and an insurance settlement may be tens of thousands, hundreds of thousands, or millions of dollars. Personal injury attorneys in Laredo, Texas will help you identify and compute your damages so you claim an amount that covers your monetary and non-monetary damages. These damages include pain and suffering, mental anguish, and inconvenience.

At Carabin Shaw, we offer our services on a contingency-fee-basis, so we don’t get paid until we win your case. This decreases the financial burden of legal fees, so you can worry about healing from your injuries instead of worrying about additional bills. It also ensures that you can trust that our interests are aligned with yours. We encourage you to read our client reviews to find out more about the quality legal services we offer.

Working with another party’s commercial insurance adjuster is daunting without an attorney and legal team to advise you. Knowing what to say, how to assess damages, and how to enter evidence is essential to getting enough compensation to cover your losses.

Laredo TX accident attorneys at Carabin Shaw can help you to navigate your commercial vehicle accident claim. Call us today for a free case review. We have English- AND Spanish-speaking staff, and someone is available to speak with you 24/7.

For more information:

• TDI Texas
• TDI Texas
• Statutes Capitol Texas