5 Insurance Agency Strategies Aimed at Reducing Your Claim

If you’ve been injured in a San Antonio auto accident, you’re likely trying to work things out with someone’s insurance company, and you’ve just as likely had some difficult moments trying to resolve your claim. This situation may leave you unsure what to expect. One thing you can be sure of, however, is an insurance company will do everything they can to minimize what they pay you.

That’s why it’s important to understand some of their tactics. If you know what to look for, you can anticipate some of their dirtier tricks and avoid others altogether. The following are some of the most common plays that Carabin Shaw has seen in its twenty-two years of serving Texas.

1. Failing to respond to your calls
   Insurance companies are notoriously slow at responding to calls. However, this is rarely from in competence. Many experienced insurers gamble that if they avoid speaking with victims long enough, some may give up out of frustration.
2. Securing a statement from you quickly
   The one time insurance companies do quickly speak with you, it is to try to get a recorded or written statement before you’re prepared to give one. This is an effort to lock you in to the details of an accident, and they may try to use your own testimony against your claim. You should never agree to giving a statement without first speaking with an attorney.
3. Attempting to place the blame on you
   Texas is a comparative negligence state, meaning that some fault may be assigned to both parties in an accident. Insurance companies are fully aware of this, and they will try to reduce what they owe by arguing that you are partly to blame for an accident.
4. Delaying the claims process
   Many insurance companies drag their feet, again betting that you will accept any offer they make if you have to wait long enough. Delaying also increases the chance that important evidence or witnesses will disappear, reducing your claim’s integrity.
5. Encouraging you to avoid speaking with an attorney
   Of the five insurance agency strategies aimed at reducing your claim, this is among the worst. Everyone deserves to have an advocate protecting their rights. Insurance companies know an attorney won’t accept unfair treatment or offers that don’t fully compensate injured parties. The harder an insurance company pushes you to avoid speaking with a lawyer, the more you can be certain they are trying to cheat you.

To protect yourself from these five insurance agency strategies aimed at reducing your claim, you want an experienced San Antonio auto accident lawyer in your corner. The lawyers of Carabin Shaw have helped countless men and women who have been injured in auto accidents receive compensation from insurance companies. Our team of attorneys in San Antonio is committed to giving those who are victims of auto accidents a voice in the legal system.

Working with us is easy. Simply call to schedule an appointment with one of our attorneys in San Antonio – your first visit with us is free of charge. This will give us an opportunity to understand the details of the accident and the nature of your injuries. Even after you agree to let us work on your behalf, we never charge any of our clients fees until we win their case.

After a San Antonio auto accident, don’t jeopardize your rights by trying to work with the insurance company on your own. Let us help. Call the law office of Carabin Shaw in San Antonio at 210.222. 2288 or toll-free 24 hours a day at 800-862-1260.