Your Seguin Tx Underinsured Coverage Journey

An underinsured policy is essential when you’ve been in an accident where the other driver was at fault but doesn’t have adequate coverage to pay for your expenses. Auto accidents in Seguin, Texas and the surrounding area are not uncommon. In fact, there were 427,806 accidents in Texas in 2022, and 768 of those occurred in Seguin. It’s best to prevent accidents entirely, but the actions of other drivers are outside of your control, so it’s best to be prepared for any situation. Familiarizing yourself with the underinsured coverage claims process is the best way to ensure that you know how to handle your current situation or future situations in which the driver at fault does not have adequate coverage.

It can be difficult to stay composed after a car crash, but collecting information right away will make the process much easier for you later on. Be sure to collect the name, phone number, insurance information, and license plate number of the other driver, as well as the contact information of anyone who witnessed the accident and may be able to recount what happened. Additionally, take note of the date, time, and exact location of the accident for future reference, and take photographs of the scene for evidence.

Calling the police is a necessary step if anyone was seriously injured in the accident, or if the other driver does not stay on the scene after the accident takes place. If the other driver leaves the scene and you fail to report it to the police, your insurance company may not be able to help you, even if you have an underinsured coverage policy.

It’s best to do this as quickly as possible after the accident, as most insurance providers have a standard deadline by which they expect claims to be filed.

Collect and keep copies of all documents related to the accident. Documents, such as a police report or medical bills, can be crucial in ensuring that you are able to get the compensation you need and deserve.

Trying to manage an underinsured coverage claim on your own can be incredibly difficult without vast expertise and experience. Hiring an attorney to help you with the details of your Seguin Tx underinsured coverage case will not only ease the process, but will also produce better results. Studies have shown that a personal injury lawyer can secure settlements for their clients that are 3.5 times higher than those received by people who opt to represent themselves.

After your claim is filed, responsibility falls onto the insurance company to react quickly. In Texas, there are specific guidelines about how quickly insurance providers must act. For instance, the insurance company must confirm they received your claim within 15 days and must send you a check no more than five days after agreeing to pay your claim. Your lawyer will be aware of these and other deadlines, and can hold your insurance company accountable if they fail to meet them.

The Texas attorneys at Carabin Shaw are highly skilled and eager to assist you with your underinsured coverage claim. We have produced satisfactory results for countless past clients, and you can read about their experiences working with us in Carabin Shaw’s client reviews.

We are pleased to offer a completely free initial consultation to anyone involved in an underinsured coverage automobile accident case. To take advantage of this, call us at 800-862-1260. This toll-free line is covered 24/7 by both English and Spanish speaking staff members who are happy to schedule a meeting between you and a member of our team.

For more information:

• TX Dot
• Insurance Research
• Texas TDI