Worker Seriously Injured in Rowlett, Texas - Know Your Legal Options

Rowlett is a cozy suburb of Dallas, nestled on the banks of Lake Ray Hubbard. While quality of life is considered high in Rowlett, it can become challenging if you suffer a serious injury at your job. Suddenly, your life centers around medical tests and treatment, and worries over how you will pay your bills if you can’t work.

If you or someone you love has recently been injured or killed on the job, the Rowlett TX work injury lawyers at Carabin Shaw can help you navigate the often confusing world of workers’ compensation in Texas. Contact our team at 800-862-1260 for your free initial consultation. We have English- and Spanish-speaking representatives available 24/7. Since we offer our services on a contingency-fee basis, you don’t owe anything until we win your case.

Worker’s compensation laws in Texas can be complex and are constantly being updated. If you are injured on the job, though, you need to know the basics:

Workman’s compensation insurance covers lost wages and medical services for employees injured on the job. Texas does not require companies to carry workman’s compensation insurance unless they are a public entity. The Texas Department of Insurance, Division of Workers’ Compensation (DWC) requires companies that do not enroll follow these guidelines:

• Provide notice of no coverage to DWC
• Post notice of no coverage where employees can see it
• Give written notice of no coverage to all new employees
• Report employee injuries and fatalities to DWC

If an employee is injured and the company does not have workman’s comp insurance, the employee may sue the employer for medical costs, lost wages, and other damages. A Texas attorney can help you determine what damages you might be eligible for under the law.

Most companies in Rowlett do have workman’s comp insurance. Under Texas’ no-fault system, you are entitled to benefits for injuries regardless of the cause of the accident. Benefits are limited to medical costs and lost wages. They do not include pain and suffering or other potential losses you may suffer. Under the no-fault system, employees cannot typically sue their employer for additional benefits.

Workman’s compensation benefits also include death benefits to a deceased employee’s legal beneficiaries if that employee dies from an on-the-job injury. In 2022, 578 people were killed by occupational injuries in Texas. The transportation and warehousing industry reported the highest number of fatalities with 184.

Even if your company has workman’s compensation insurance, an experienced lawyer can help you navigate the complex process and determine if you have the right to file any third-person claims. For example, if the accident occurred due to a defective product, you may be eligible for damages from the product manufacturer. Your Rowlett TX work accident lawyer also prepares you for your hearing with the state and insurance representative to minimize potential problems.

Employees covered under workman’s comp insurance will have a network of doctors they must see to ensure their medical treatment is covered. There are exceptions to this rule, such as when an employee does not live in the area of the healthcare network. Employees are also entitled to one request to change their treating doctor in some situations.

It can be stressful enough to suffer an injury at work. It is worse when you can’t go to your own healthcare professional for treatment. However, going out of network may leave you footing the bill for your medical services. Your workers compensation lawyers in Rowlett, Texas can help you understand when you can go outside of the network without losing your coverage.

When you are injured on the job, you have a limited amount of time to report your injury and file your claim. Don’t wait to enlist an experienced attorney to protect your rights and ensure you receive all the compensation you deserve for your experience. Check our reviews to see what previous clients are saying, then contact us at 800-862-1260.

For more information:

• TDI Texas
• TDI Texas