Underinsured At-Fault Driver - Help for Car Accident Victims in Mission Bend, Tx

Harris County sees the highest number of car accidents in the state of Texas. In 2022, there were a staggering 115,584 accidents reported in Houston and the surrounding areas, which includes Mission Bend.

The aftermath of a car accident can be extremely challenging. You might be experiencing physical injury, emotional trauma, and financial distress. When you’ve been involved in an accident with an underinsured motorist, it can be even more complicated to navigate and recover losses.

The following will address common concerns after an accident with an underinsured driver, but be sure to consult with a personal injury attorney to learn your individual options and get started on the path to recovery.

Auto Insurance Requirements in Texas

In Texas, the law requires drivers to cover at least $30,000 for injuries per person, up to $60,000 per accident, plus coverage for $25,000 of property damage. This is known as 30/60/25 coverage. If the total of damages extends beyond this, or if the Mission Bend underinsured at-fault driver has insurance that isn’t compliant under the law, insurance may not cover all of your losses.

What Does it Mean When a Driver is Underinsured?

If someone is underinsured, it means that the liable party of the accident has insurance that is insufficient to pay for damages incurred. This can leave victims in a vulnerable position, especially as it pertains to extensive property damage or severe or chronic injuries resulting from the accident.

If you find yourself in this situation, you still may have options. Car accident victims' legal rights in Texas include the right to legal representation and to file a lawsuit to recover damages from the liable party. It is important to exercise your rights to get the compensation that you deserve and need to move forward after an accident.

Steps to Take After an Accident With an Underinsured Driver

First, contact your insurance company. There are uninsured motorist policies, but they are commonly an add-on and not in standard policies. If insurance won’t pay up, as is common, filing claims against underinsured drivers in Mission Bend Tx in the form of a personal injury lawsuit may be your only option available to recover losses.

Consult with a lawyer to learn your options and best course of action. If you have a case, your legal team will work to build a solid case for your claim. They will be negotiating on your behalf, fulfilling all filing requirements, and maximizing recovery after underinsured driver collisions.

Choose Carabin Shaw to Fight for You

The Mission Bend Texas personal injury attorneys at Carabin Shaw are here for you. We are known for our aggressive representation and getting results for our clients. We’re confident that we will win your case, so we offer our services on a contingency-fee basis. If we don’t get a winning outcome, then we aren’t owed anything.

Free Case Review

Our team is dedicated to getting justice. We work tirelessly to ensure that our clients get what they deserve and are able to move forward with confidence and security. We are committed to treating each client and case with the utmost care and compassion. You can see from Carabin Shaw reviews what many of our satisfied clients have shared.

Reach out today to get started with a free initial consultation. Give us a call, toll-free, at 800-862-1260. We have English AND Spanish-speaking staff available to take your call 24/7.

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Visits with the Attorney are by appointment only. Main office San Antonio, Texas.

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We are very glad we called Carabin Shaw after our accident. We now recommend them to everyone. - Griselda S.
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In our opinion, no one is better, Carabin Shaw is the Law Firm you want on your side after an accident. - Amanda G.
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The attorneys and staff went out of their way to help us after our accident. Thank you Carabin Shaw. - Melinda F.
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