The Things to Do After an Auto Accident in Corpus Christi

If you get in a car wreck in Corpus Christi, it's key that you maintain good communication with your insurance carrier. These are some suggested "do's and some suggested don'ts" to help you through the claims process with the insurance companies.

Call your insurance agent as quickly as possible after any injury or accident takes place. As quickly as possible after you get home from the car accident call your insurance agent. Do this even before non-emergency doctor visits.

Keep and take very detailed notes of any and all communications with your insurance company’s agents or representatives. Get the phone numbers, names, and job titles of everyone you speak to. Also try and find out who their supervisor is.

Consider carefully if you might well have coverage under another insurance policy also. Some people possess another policy that may offer coverage for an auto claim. Specifically, check any "umbrella" policies, homeowner’s insurance and any paperwork that may have come with any credit cards you have.

Take pictures, as many as possible, of any damage to your vehicle, the entire accident scene, and all of your injuries.

Be forthcoming and honest in any communications with your insurance carrier. It may be embarrassing, but it is preferable that your insurance carrier is aware of all relevant facts. If you fail to be candid and honest with your insurance carrier, you may cause coverage to be denied or even render your policy invalid.

Make sure you understand the real difference between an insurer providing replacement coverage and that insurer only paying actual cash value or depreciated value. Don’t let your insurance carrier take advantage of you in your time of need.

If your auto insurance policy provides for replacement coverage, don't agree to any settlement of any personal property losses for "actual cash value." This will usually mean that you get less than you actually need to replace the property lost or fix the damage inflicted upon it. Keep in mind that you may have to actually replace your lost items out of your own pocket before you get your reimbursement payment if your policy provides for cost coverage to replace lost items.

Please keep any and all receipts for purchases, lodging and meals you have to make related to your time spent, and lost, chasing your insurance claim or while recovering from any injury you suffered in the accident, from the time of the accident until a final settlement goes through with your policy carrier.

Please do give us a call at Carabin Shaw. If you take all of the steps discussed above, our job working with you to get you the compensation you deserve gets much easier. Our experienced Corpus Christi Auto Accident legal team is standing by to work with you to try and get you all the compensation the law allows.

If you have taken the simple steps outlined above, our job, and your job, of getting your property replaced and your pain and suffering adequately compensated gets that much quicker, simpler and the odds of success go way up. Keep these simple steps in mind and then give us a call.

Are you in Corpus Christi? Have you been in an auto accident?

Give Carabin Shaw a call. We can help. Call us at 361.444.1111, local if you’re in Corpus.