Pursuing Compensation Beyond Workers' Compensation in Flower Mound

Tragedy might seem out of place in the picturesque Texas town of Flower Mound. However, pain and suffering are unfortunate realities for many workers injured at their jobs in this region nestled north of Dallas-Fort Worth.

The Flower Mound, TX, attorneys at Carabin Shaw know how the consequences of work accidents can ripple through Texans’ lives for years after injuries. When workers’ compensation fails to provide enough, your lawyer often helps you recover additional damages.

Workers’ compensation is state-regulated insurance that covers only about 21 percent of injured workers’ costs in the United States. The rest of the burden falls on workers and their families, who must pay out of pocket or rely on health insurance and federal programs.

For many serious injuries and illnesses, compensation beyond workers’ compensation is essential. Without pursuing other avenues of recovering damages, you’re subject to workers’ compensation limitations like the following:

• Caps on wage-replacement benefits for weeks away from work
• Restrictions on doctors who can treat you
• Denials of treatment that you consider necessary
• No benefits for mental trauma and damages that are difficult to quantify (though these affect your life dramatically)

When workers’ compensation lets you down, your attorney explores other options.

Third-party liability is the basis for many Texas work injury claims that pursue additional compensation. In these cases, third parties are individuals who aren’t your employer. However, they may be held responsible for your injuries, often due to negligence.

Workers’ compensation claims for injuries involving vehicle collisions pay the most. Injuries from car accidents are clearly severe, and they also frequently involve reckless drivers. For example, you might sue a drunk driver who collided with your delivery vehicle even if you also collect workers’ compensation benefits for the accident.

Other common work injury cases involving non-employer negligence include the following:

• Your employer hires a service provider, such as a maintenance company, who performs their job inadequately.
• Your work requires you to travel to premises that a property owner—not your employer—fails to keep free of hazards.
• The medical team that treats your work injuries does more harm than good.

Flower Mound work accident lawyers at Carabin Shaw thoroughly review your circumstances to identify all liable parties.

If our team determines that a faulty product contributed to your work accident, the manufacturer might owe you for harm caused. For instance, we work to prove that a defect, such as a safety valve issue, led to your injuries by failing to perform as expected.

Although most cases don’t go to trial, juries award product liability claims with the most compensation of all personal injury claims: an average of over 7 million in 2020. When your case involves product liability, Flower Mound legal services ensure that you don’t miss the opportunity to recover what you deserve.

Sometimes, insurance companies deny claims based on contractual terms that they misrepresent or don’t disclose to you. When companies engage in these unfair practices, they’re avoiding paying you what you deserve on “bad faith.” If your legal team can prove this behavior, you might recover far more than what you originally claimed.

To understand what’s possible for your case, set up a free case review with Carabin Shaw near Flower Mound. We’re available 24/7 at the toll-free number 800-862-1260, and we offer our continuing services on a contingency-fee basis.

The dedicated service illustrated in Carabin Shaw’s client reviews starts with the English- and Spanish-speaking staff who answer your call.

For more information:

• Insurance Information Institute
• Injuryfacts
• OSHA