Negotiating With Insurance Companies After a Severe Burn in Denver

If you have sustained severe burns in Denver CO, you are probably facing a pile of medical expenses and wondering how to begin pursuing the financial compensation you are owed. A personal injury claim could lead to a settlement covering your substantial costs, but obtaining a settlement is easier said than done.

Colorado lawyers at Carabin Shaw will work with you throughout the process of obtaining a settlement and can negotiate with insurers on your behalf. To learn more about the services that we offer, call us at 800-862-1260 for a free case review.

In order to win a settlement, you will have to pursue a personal injury claim with the assistance of a Denver personal injury lawyer. For your claim to be successful, you will have to demonstrate that the carelessness of another party resulted in your burns.

Severe burns can result from negligence in several ways.

• The carelessness of another driver could result in a vehicle fire.
• A fire in an apartment complex or public building with substandard adherence to fire codes shows negligence on the part of the property owner or manager.
• If you work around heavy machinery and flammable materials, poor management and lack of proper safety training can present a substantial risk of severe burns.

If you are unsure whether or not your injuries might be attributable to the negligence of another party, look into burn injury attorneys serving Denver to help you determine the viability of your case.

If you ultimately decide to pursue a personal injury claim, you will likely have to deal with your opponent’s insurance agency.

Insurers will try to save money by arguing that their client is not responsible for your injuries, thus avoiding some or all of the damages that you claim. Therefore, it is important that you exercise caution and follow best practices when speaking to insurers. These practices depend on the type of insurance that the other party subscribes to.

All Denver CO businesses with at least one employee are obligated to provide workers’ comp insurance. If you are injured on the job, you will have to file a workers’ comp claim internally. Have a Denver personal injury lawyer help you draft this claim to clearly demonstrate the extent of your injuries and the settlement that they demand. If your claim is denied, you and your attorney have the option to appeal the decision within 20 days.

If you were burned outside of the workplace, you may have to deal with insurers more directly and over a longer period of time. Whenever possible, have your lawyer speak on your behalf. Insurers will be looking for any possible evidence of your injuries being your own fault, even partially, and an experienced legal professional will know how to avoid giving them that evidence.

If for whatever reason you do have to speak to an adjuster directly, answer their questions as simply and directly as possible without leaving room for misinterpretation. A minor slip of the tongue could seriously impact your chances of a successful claim.

Eventually, your opponent’s insurance company may offer you a settlement. Even if this settlement seems substantial, make sure to speak to a burn injury attorney serving Denver before accepting anything. Many insurers will try to lowball you with an initial offer, but prudent negotiation may convince them to increase their settlement. This negotiation is best left to trusted legal counsel.

The team of Colorado lawyers at Carabin Shaw have extensive experience negotiating with insurers on behalf of clients like you. If you are considering legal action after a severe burn injury, call us at 800-862-1260 to begin your process.