How To File a Car Accident Claim in San Antonio TX

San Antonio is the second most populous city in Texas and has also experienced the second-highest vehicle accidents in the state in 2021. The launch of Vision Zero was its plan to eliminate traffic fatalities and make transportation safer. While the city has made strides, you are not alone if you are the victim of a car crash in San Antonio.

In 2023, 164 people died, and another 612 were seriously injured in vehicle crashes in the city. Those numbers fail to reflect the profound loss and life-altering disabilities that resulted from many of those accidents. The San Antonio personal injury lawyers at Carabin Shaw have seen the catastrophic consequences of these car crashes. Our team is available 24/7 to help victims of these incidents, with Spanish- and English-speaking professionals ready to offer a free case review.

Texas law requires motorists to contact police at the accident scene if there are injuries, fatalities, or significant vehicle damage. While you can file an insurance claim without a police report, it is a critical document if you seek damages after the accident. Insurance companies often base their decision about a claim on the information contained within the police report. This report includes valuable information for your claim, including:

• Crash date and time
• The parties involved
• Vehicle damage
• Motorist injuries
• Weather conditions
• Witness information
• Law violations or citations
• Officer’s conclusions about the crash

If you don’t have a copy of the police report, an attorney can help you secure one to boost your case.

The first insurance company you contact should be your own, regardless of who was at fault for the accident. If the at-fault driver is uninsured or underinsured, you may be able to get coverage from your policy. When you contact your insurance provider, do not talk about who was at fault for the accident until you have spoken to a lawyer.

A car accident lawyer in San Antonio, Texas, can help you determine who was responsible for the accident based on the evidence. Evidence might include medical records, the police report, witness testimonies, and photos of the accident scene. If the other motorist was at fault, you can file your claim with that driver’s insurance company.

Once the company receives your claim, an adjuster is assigned to investigate the accident and decide whether to accept or deny your claim. The adjuster may appear helpful at first, even offering a quick settlement. However, the job of an insurance representative is to make a profit for the company rather than to ensure you receive fair compensation. Working with a legal team that knows the tactics insurance companies use and can negotiate a fair settlement for you is essential.

Insurance companies may deny a claim or offer an unsatisfactory settlement in some cases. If this occurs, your attorney may advise you to file a lawsuit against the at-fault party to pursue fair damages for your losses. Your legal team can guide you through this process, either settling outside of court in mediation or taking your case to trial if a settlement can’t be reached.

Filing a car accident claim may seem straightforward, but if you try to navigate the process alone, you may be at a disadvantage. Insurance companies have a legal team working for them, and their goal is to save their company money, not ensure you receive fair compensation. The best time to contact an attorney is after you get medical treatment for your injuries and are ready to begin the claims process.

If you or someone close to you is injured in a car crash, contact the San Antonio personal injury team at Carabin Shaw now. We offer our services on a contingency-fee basis, so you don’t owe anything until you receive your settlement. Our compassionate team has worked with hundreds of accident victims like you, and our reviews attest to our commitment to maximizing compensation for them. Don’t take on the insurance companies alone. Contact us today toll-free at 800-862-1260.

For more information:

• Make Roads Safe
• DoT Texas
• Statutes Capitol Texas