Has an Insurance Company Denied Your Application for Long-Term Disability Benefits?

If you’ve suffered a serious injury or illness that has resulted in the inability to work, you may have already applied for disability benefits. But even if your claim was rejected, you should know that many legitimate disability claims are denied -- and you do not have to give up just because your initial claim was unsuccessful. Depending on the type of policy you have, you can file an appeal or file a lawsuit in order to get the benefits you deserve. Has an insurance company denied your application for long-term disability benefits? If so, our experts in San Antonio are here to help. Read on to learn about disability law in San Antonio, options following a denial of benefits, and tips on choosing among San Antonio disability lawyers.

There are many steps you can take to appeal a denial of disability benefits. A disability lawyer can help you to take action to appeal the decision.

If you were denied by a private insurer for a policy you purchased (one that was not provided by your employer), you may file a legal claim for reconsideration immediately after being denied. In many cases, legal claims are the only way you may be able to get the benefits to which you are entitled—especially in cases where the insurer is wrongfully denying your claim or otherwise breaching the contract of your policy. A qualified lawyer can help you to file one of these claims.

In these cases, you will need to follow steps outlined by the Employee Retirement Income Security Act before you will be able to file a lawsuit. In other words, you will need to file an appeal, then wait for your claim to be reconsidered before you can file a lawsuit.

If your disability claim has been unfairly denied by an insurance company, the expert attorneys at Carabin Shaw are here to help you get the benefits you deserve. And because we work on a contingency basis, we only collect fees if we win your case. A lawyer who specializes in disability law is a huge asset because they can help you prepare your appeal, advocate for you, and help you when the insurance company attempts to intimidate, delay, or deny your appeal.

Here at Carabin Shaw, our team has 200 years of combined legal experience—and we have been helping Texans win their disability claim appeals for more than two decades. We’re experts who specialize in disability law, and we can help you navigate the complicated appeals process.

Our San Antonio accident lawyers can help you with your short- or long-term disability claim appeal, and can help you understand your options at every step of the process. You should know that we offer all new clients a no cost, no obligation consultation with an attorney—meaning you have absolutely nothing to lose by giving us a call today and finding out what our San Antonio accident lawyers can do for you. We pride ourselves on treating all of our clients with the utmost professionalism, compassion, and respect, and we want to help you in any way that we can.

So call our San Antonio office today at 210-222-2288 to receive your free consultation with one of our San Antonio disability lawyers, and to find out how we can help you receive the benefits you deserve.