Guide for Victims of Underinsured Motorist Accidents in Canyon Lake, Texas

Canyon Lake, Texas is a top destination in the state of Texas to live, work, or visit. With steadily increasing traffic on the city’s windy roads, car accidents are an unfortunate but inevitable part of driving in the area. If you are a recent victim of a car accident with an underinsured driver in Canyon Lake TX, you may be able to work with a lawyer and sue for injury and additional losses.

An underinsured driver is someone whose insurance does not cover the damages caused by an accident. Uninsured motorists have no insurance at all. When dealing with an underinsured driver, there are options for victims who want to be properly compensated for their injuries. The Canyon Lake personal injury attorneys at Carabin Shaw have over three decades of experience fighting aggressively for people just like you. We pride ourselves on bringing justice to those who deserve it most. When you’re ready to talk to a lawyer about your underinsured motorist lawsuit, our staff is available 24 hours a day, seven days a week at 800-862-1260 to speak with you and schedule your free consultation.

The state of Texas requires that all drivers have base insurance that at least covers $30,000 in damages for one person who is injured or killed, $60,000 for two or more people who are injured or killed, and $25,000 for property damages. Unfortunately, many drivers choose to navigate the roads with less than this minimum or without it altogether.

If the driver in your accident is underinsured, it may be worth suing the motorist. Here are a few things you should do as you consider this option:

• See a doctor immediately to determine the severity of the injury caused by your accident. This will serve as official documentation and proof that strengthens your case.
• Check your insurance and confirm that you have the minimum required insurance for the state of Texas.
• Should you choose to sue, you’ll need to verify the accused party’s lack of adequate insurance. This is an important piece of evidence in your suit. Your chosen attorney will assist with the communication between parties and ensure that all relevant documentation is acquired..
• Notify your insurance company about the underinsured driver immediately so you can get the maximum amount of coverage from them and they can assist in your investigation.

Keep in mind that each accident is unique. You should consult a Canyon Lake TX underinsured motorist lawyer as soon as possible to ensure you fully understand your legal options when dealing with an uninsured driver in Canyon Lake.

Before legal action and consulting with a lawyer, you’ll want to see if you have underinsured or uninsured motorist coverage. This can cover up to $100,000 in damages and medical costs.

If you need more coverage, your next step is to file a lawsuit to pursue damages. This is all circumstantial and a successful lawsuit depends on the underinsured driver's financial situation. An attorney can put out a lien to see what assets the driver at fault may have to cover your damages.

If the driver has nothing but is liable for additional damages, a judgment can be placed on them that tracks any assets they acquire in the future.

As you consider what to do, call a car accident injury attorney in Canyon Lake TX who can help you decide whether legal action is the right move for you.

Our team of serious car accident attorneys in Canyon Lake, Texas believes that justice for those who deserve it is necessary. We aggressively and passionately fight for the rights of those who have been injured in accidents to ensure they get the highest possible compensation.

We offer free case reviews for those who are not sure what action they should take next, and have some initial questions they’d like answered. It is our priority to alleviate your stress and take on your battle for justice alongside you so this won’t be a battle you fight alone. Read our client reviews to learn more about what the client experience is at Carabin Shaw.

Are you ready to fight for your rights? Call today to speak to our English or Spanish-speaking staff depending on your preference. We are ready to discuss your case and begin your journey to winning your case!

For more information:

• Find Law Codes
• TexReg