FAQs About New Braunfels Underinsured Coverage

New Braunfels, Texas has a small city charm, but offers big city amenities and attractions. This makes it an ideal place to visit as well as to call home. However, like any small or big city, accidents can and do happen. Dealing with accidents involving underinsured drivers in New Braunfels, can be a daunting experience. In this article, we answer some of the most common underinsured coverage FAQs (Frequently Asked Questions) and explain how our experienced personal injury lawyers at Carabin Shaw can help increase your compensation after an accident in New Braunfels.

Understanding underinsured coverage, also known as UIM coverage, is crucial. UIM coverage is part of your auto insurance policy that provides protection when you're involved in an accident with a driver who has insufficient insurance coverage.

Yes, you should consider adding underinsured coverage to your insurance policy, even if you already have insurance. It acts as an additional layer of protection, ensuring that you won't be left with substantial expenses if you're in an accident with an underinsured driver.

After an accident with an underinsured driver, follow standard post-accident procedures, such as:

• Ensuring everyone's safety
• Contacting law enforcement
• Documenting the accident scene
• Gathering witness information
• Reporting the accident to your insurance company

Underinsured coverage steps in when the at-fault driver's insurance falls short of covering your damages. If you have UIM coverage, you can file a claim with your own insurance company to seek compensation for the remaining costs.

Yes, however, pursuing a lawsuit may not be as fruitful as it seems, especially if the at-fault driver has limited assets. It's often more effective to rely on your underinsured coverage for compensation.

Yes, limitations include coverage limits and deductibles. The specific terms and conditions of your UIM coverage may vary depending on your insurance policy.

While it's not mandatory, having legal representation can be highly beneficial. Our experienced New Braunfels Tx attorneys at Carabin Shaw can help you navigate the complexities of underinsured coverage claims, negotiate with insurance companies, and ensure you receive the compensation you deserve.

Our team of dedicated accident lawyers in Texas has extensive experience handling underinsured coverage claims. We understand the intricacies of insurance policies and can help you maximize your compensation by:

• Thorough investigating
• Determining liability
• Negotiating with insurers
• Providing litigation support:
• Ensuring maximum compensation

All while providing you with the time you need to focus on your recovery.

Carabin Shaw’s client reviews reflect our commitment to providing exceptional legal services in New Braunfels. Our satisfied clients speak to our dedication, professionalism, and ability to deliver positive outcomes in underinsured coverage cases and other legal matters.

To get started, contact us toll-free, 24/7 at 800-862-1260. We offer a free case review and initial consultation in English or Spanish to discuss your situation. We will provide you with the guidance you need about your New Braunfels underinsured coverage case.

Dealing with accidents involving uninsured or underinsured drivers in New Braunfels, Texas, can be challenging. However, statistics consistently show that victims in personal injury cases, earn on average 3.5 times more money when they hire an attorney. Don’t miss out on the compensation you deserve, contact us today.

For more information:

• New Braunfles Info
• Texas TDI
• Insurance Research