Are Passengers Insured in an Uber or Lyft Accident?

We live in a time in which we can hail a personal ride to a destination of our choosing at the click of a button. Ridesharing services, such as Uber and Lyft, provide convenient transportation and usually in a much cheaper manner than Austin’s traditional taxicab services. As the popularity of these services continue to grow, the rules and regulations surrounding their safety continue to change. Remaining cognizant of them can ensure you know how to react should you be involved in any sort of accident as a passenger.

In Texas, Austin remains one of the largest cities and top travel destinations, resulting in large numbers of rideshare services being used daily. Questions about whether passengers are insured in an Uber or Lyft accident can be answered and handled by Austin uber liability lawyers who specialize in laws surrounding Austin ridesharing accidents. Having an experienced lawyer in your corner can ensure you receive proper legal consultation and take the correct measures to make sure you receive compensation for injuries you may have sustained.

Being aware of if and how much you are covered by the insurance companies is important when using ridesharing services in Austin. From the moment you get into an Uber vehicle, you are covered by the insurance provided by Uber to the driver of your vehicle. Uber provides coverage to their drivers and passengers for

• Third party liability coverage: Insurance covering a driver’s liability for damages to any third party such as the rider(s) in their vehicle, another driver, pedestrian, or property in case of an accident when the driver is at fault
• Uninsured or underinsured motorist bodily injury coverage: Insurance covering any occupant of a driver’s vehicle in case of an accident where another party is at fault but does not have insurance or is underinsured.

This means that if you are injured while riding as a passenger in an Uber by an uninsured or underinsured motorist, you are entitled to compensation for your injuries through the insurance Uber provides to your driver. You should also receive compensation for any accident that doesn’t involved an uninsured or underinsured motorist.

With the rules and regulations surrounding rideshare services changing, it can be tricky to ensure you receive full coverage for all injuries and damages resulting from an accident, since Uber technically is providing coverage to their driver. In cases like these, you should strongly consider hiring an experienced Austin Uber attorney to help you with your case. An experienced attorney will be extremely familiar with the rules and regulations surrounding Uber and other rideshare services in and around the Austin area, and will stand up to Uber and their insurance companies to make sure you receive the compensation you are entitled to.

Although rideshare services are becoming increasingly more popular and easy to use, getting compensation for injuries sustained while using them requires an experienced legal team with ample experience in the rideshare arena. The seasoned team of attorneys at Carabin Shaw understand the rules and regulations surrounding rideshare services and their passengers. If you have been injured in an accident in Austin while using a rideshare service, talk to an Austin Uber and Lyft accident attorney today. Not only will we provide solid answers to all your questions, but we will also fight tooth and nail for you and any injuries you may have sustained.

Employing the help of an experienced attorney is just as easy as hailing an Uber or Lyft. If you’re wondering, “are passengers insured in an Uber or Lyft accident,” contact Carabin Shaw at 512-832-1101 or toll-free at 800-862-1260. for a free consultation today.