What if the Other Driver in a San Antonio Car Wreck Was Uninsured?

If you were in a San Antonio car accident through no fault of your own, you might think that insurance will cover the damages to your vehicle and person. Though this should be the case, many drivers are uninsured. In fact, in 2017 the Insurance Research Council found that roughly 1 out of 8 motorists operate their vehicles illegally because they do not have insurance. This information means that, when you’re on the road, you are always at risk of getting in a wreck with an uninsured motorist.

If you were involved in a car wreck and are wondering, “What if the other driver in a San Antonio car wreck was uninsured?” contact Carabin Shaw today, and if you are looking for the best auto accident lawyer in San Antonio, look no further. Our team of attorneys knows from experience how best to proceed after such an incident.

Looking into Your Options

After an auto accident in San Antonio with an uninsured motorist, you have a few options for covering your damages, such as personal injuries, car repairs, and lost wages. No matter what route you go, having a San Antonio car wreck lawyer by your side will ensure you make the most out of your circumstance.

The most common routes you can take include:

1. File an uninsured motorist coverage claim: Uninsured motorist coverage is an insurance option that offers you coverage even if the other driver is uninsured. Although Texas does not require drivers to purchase uninsured motorist coverage, you can only opt out of this type of insurance in writing, so many San Antonio drivers have it already. Carabin Shaw can help you understand your insurance coverage and negotiate the best settlement for you.
2. Let your health insurance pay for your injuries and cover the rest out of pocket: Another option is to pay out of pocket for your damages. Although your health insurance may cover most of your personal injury expenses, you will still have to pay any co-pays and your deductible, plus the cost of car repairs. No matter what, this route is not ideal, but it is one of your only options if you are not working with a lawyer who can advocate for your rights and file a lawsuit for you.
3. File a lawsuit against the uninsured driver: Sometimes filing a suit with a San Antonio auto accident lawyer is your best course of action. There are circumstances when a motorist does not have insurance because they overlooked their payment, causing a lapse. If this is the case, then taking them in front of a judge and jury could be beneficial to winning you your rightful compensation. Other times though, people are driving without insurance simply because they do not have the money to pay it. For them, even if you were awarded monetary compensation in court, you may never actually receive it due to their poverty.

Choosing the right course of action after a San Antonio auto accident is circumstantial, and sometimes a tough call. Consulting with our lawyers is the surest way to assess your situation and properly proceed.

Reach Out to a Lawyer Today

Even if the other driver is uninsured, when you’re not at fault, you deserve compensation for your damages. If you’re wondering, “Where can I find a car accident injury lawyer near me?” look no further than Carabin Shaw. At our firm, we provide a high level of service, and we guarantee that our attorneys will be attentive, passionate, and caring with your case.

Our attorneys are here for you. You may ask, “What if the other driver in a San Antonio car wreck was uninsured?” The answer is simple. Call Carabin Shaw.

You can reach our San Antonio office at 210-222-2288 or call us toll-free at 800-862-1260.

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