If you’re facing challenges obtaining timely settlement of an insurance claim in Port Aransas – such as if you’ve received a less than adequate settlement offer, or worse, your claim has been denied altogether – we have a Port Aransas hurricane insurance claims lawyer ready to fight for you.
From the loss of family heirlooms, photos, clothing, household goods, vehicles, property, and employment, every part of life in Port Aransas has been turned upside down because of Hurricane Harvey. Faced with a determination by your insurance company to deny or underestimate your claim, some are wondering what to do and where to turn. If you believe your insurance company is not fulfilling their end of the contract, call the law offices of Carabin Shaw in Port Aransas; our attorneys can provide you with excellent guidance and are available to meet with you immediately. We offer a free initial consultation to discuss your claim. We’ll review your documents and discuss the settlement offer you wish to challenge, and then plan the best way to move forward.
It may be that you have an inexperienced or overburdened insurance adjuster evaluating your claim. Perhaps your adjuster overlooked something significant, or maybe the adjuster is on point with their evaluation of the damages and compensation package offered, but delaying your claim to keep the company’s numbers looking good. You won’t know for sure until you have one of our skilled attorneys review the documents of your Port Aransas hurricane claims. Once our attorney contacts them on your behalf, an agreeable settlement can be reached quickly.
The complexity of filing Port Aransas Hurricane Harvey insurance claims can be compounded by special clauses pertaining to flooding, so ensuring that you have a skilled, knowledgeable attorney safeguarding your interests is paramount to resolving the claim in the best way possible. When you call to schedule your initial free consultation, we will ask you to bring all the documentation of your claim, including a copy of your policy, any before and after photos, and all correspondence between you and the adjuster or any of the insurance company’s representatives. Our lawyers will then be able to determine if the offer you received is in accordance with your policy and fair to you, or if you should challenge the insurance adjuster’s offer.
The possibility does exist that your claim might not meet the requirements of your policy; it is only by examining the policy, as well as the adjuster’s findings that we can determine exactly how the decision was arrived at and if it should be challenged. If there is any discrepancy that can overturn a denial, or increase your settlement, your Carabin Shaw team of lawyers will find it.
For example, when considering damage reported on a Port Aransas Hurricane Harvey insurance claim, insurance companies will often place culpability on flooding; this may be accurate and it may not. Most people are not present in the room when water enters, they’re seeking shelter from the hurricane. Water may have entered as a result of a tree or other heavy object breaking through a window or roof, this is a port of entry created by the hurricane. Water damage then, is a result of the damaged roof or window, not like flooding that occurs in a storm surge.
Our experienced attorneys know that the impact of a natural disaster and subsequent settlement amounts insurance companies arrive at are dependent on many different criteria, which is not always easy to decipher in the policy’s fine print. The adjuster is legally obligated to identify and explain anything that impacts the settlement of a claim at the time the policy was sold to you, and sometimes they don’t. Failure by the adjuster to do so can weigh in your favor during litigation.
Filing Port Aransas Hurricane Harvey insurance claims can be complex. Our goal is to advocate on your behalf and insure your claim is paid at the full amount you are entitled to. Please give us a call and allow us the opportunity to speak on your behalf. Call us anytime, twenty-four-seven to request a free initial consultation to see how our team of attorneys can best serve you. Our Port Aransas branch can be reached at 361.717.4411, and our toll-free line is available any time of the day and night at 800-862-1260.