With sustained winds of up to 130 miles per hour, Hurricane Harvey wreaked havoc throughout the Texas Coastal Bend. Even though they were further inland, Victoria residents still felt the impact of the worst storm to hit the United States in over twelve years. The damage and complete loss of property across such a wide area was devastating. But you aren’t alone in the aftermath. The Victoria damage claims lawyers of Carabin Shaw are ready to assist in any way we can.
The Federal Emergency Management Agency (FEMA) and state officials have indicated it will take years to fully recover and restore communities affected by Hurricane Harvey. This makes for a long and uncertain process for many homeowners who simply want to return to their homes. Victoria Hurricane Harvey wind damage, along with damage to other communities, has led to thousands of claims being filed.
Like so many others, your home is your biggest financial investment. You’ve worked hard to take care of it and pay a lot of money to your insurance company to make sure it’s protected. Now, as a victim of Victoria Hurricane Harvey wind damage, you expect your insurance company to come through for you. There are some things you can expect as you move through the claims process.
After you’ve contacted your insurance company to file your claim, take as many photos and video to provide your adjuster with documentation of your loss. Inventory the items that were damaged and don’t get rid of anything until after your adjuster performs an inspection.
If you perform any temporary repairs to secure your home in Victoria, which you should do, be sure to hang on to any receipt for those repairs. You’ll want to submit these to your insurance company for reimbursement.
While the adjuster is performing the inspection of your damages, walk around with him. You can even ask your building contractor to join you, if they’re available, and be sure they don’t miss anything. Most important, ask any questions you may have so that you fully understand what your insurance company is committing to do for you.
Keep track of all of your interactions with your insurance company and their representatives. If there is any discrepancy, a written journal can help clear up any confusion.
The extent of Victoria Hurricane Harvey wind damage can also lead to scammers trying to take advantage of people when they’re most vulnerable. Don’t be surprised if someone offers to repair your roof and asks for payment up front, but don’t fall into that trap. It’s not uncommon for legitimate builders to ask for a down payment, but a legitimate contractor won’t ask for final payment until after the work is complete. If you’ve been contacted by someone whom you suspect is a scam artist, contact the police or your attorney.
If you’ve suffered Victoria Hurricane Harvey wind damage, there are several organizations at your disposal who are ready to give you assistance and answer questions. The law offices of Carabin Shaw are just one of those organizations.
Our team of attorneys in Victoria is already working with residents to help them recover as one of thousands others affected by Victoria hurricane claims. Our lawyers have decades of experience and a wealth of resources to make sure your insurance company delivers on the service they promise to give you.
If you’re in Victoria and have come to a disagreement with your insurance company, take a moment to give us a call to meet with one of our lawyers. We will discuss your situation, explain your rights, and let you know what you can expect.
To schedule a free consultation with one of our lawyers in Victoria, give us a call today at 361.485.1400 or toll-free at 1.800.682.1260.