Uninsured and underinsured motorists in Corpus Christi, TX are all too common, despite legal requirements that all drivers maintain a minimum level of insurance coverage.
Uninsured Motorists are those who completely ignore Texas law and do not buy any auto insurance at all. They are breaking the law but that does not help you collect for your auto accident injuries and other damages now. We at Carabin Shaw for help with this.
Underinsured Motorists are those who obey the law and buy insurance but don’t get enough to cover you and your loved ones’ injuries and other damages in a specific case. A good example of this would be someone who has $100,000 in insurance, well within legal limits, in a case in which you have $200,000 in total collectable damages. That is an “Underinsured” situation. Our experienced Corpus Christi Auto Accident Lawyers can help in this situation as well.
If you or a loved one has been involved in a motor vehicle accident with an uninsured or underinsured motorist, do not hesitate to contact one of the knowledgeable Corpus Christi auto accident attorneys at Carabin Shaw.
The lawyers at Carabin Shaw, go after accident evidence, talk to witnesses and prepare as strong a case as possible for each client. We also show that we’ve done all we can to collect from that person’s insurance company and that any physical injuries you sustained were significant enough to require additional compensation from your uninsured or underinsured coverage.
The majority of UM/UIM claims involve underinsured motorists. This is because most drivers carry only the minimum amount of liability coverage required by compensation from your UM/UIM insurance, as well as all other possible sources of monetary damages. Put our experience to work for you today.
If an underinsured driver, or a driver whose insurance is not sufficient to pay your bills caused your accident, your insurance policy's underinsured motorist provision will apply.
Your insurance company will have experienced lawyers, adjusters and professional expert witnesses on their side to try and prove that your injuries were not severe enough to “trigger” your own underinsured motorist coverage. Don’t face all of them alone.
We at Carabin Shaw have equally experienced attorneys and investigators. We have years of experience dealing with professional defense experts. We know all their strategies and tricks. We can, and will, do everything within the law to collect from your Uninsured/Underinsured Motorist coverage. You have a much better chance of doing this with an experienced Corpus Christi Auto Accident Lawyer in your corner for a fight like this. Make no mistake, insurance companies hate paying out Uninsured/Underinsured Motorist coverage. Getting them to do so is a real battle. Let us be on your side for this battle.
The one thing you can do in advance of any unfortunate accident is to make sure that you do carry Uninsured/Underinsured Motorist coverage. Ask your insurance agent about this. Make sure your policy has this coverage. If you don’t have the coverage, we can’t collect it for you. Review your auto insurance policy. If you can’t find this coverage, call your agent and make sure you have it. If you don’t we strongly advise you to add it to your policy. It could make the difference between being made whole again after an accident or being left stuck with fairly owed but uncollectable damages.
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We encourage you to review your policy to confirm that it includes the maximum uninsured motorist coverage possible. Contact Carabin Shaw today via email, or by phone at 361.444.1111 day or night.