While work injuries often come with large medical bills, one of the biggest losses construction workers face is the loss of their wages while they are unable to work. Workers’ compensation benefits are sometimes insufficient, and some employers do not subscribe to workers’ compensation insurance. In these cases, it is best to call a lawyer and find out how you can get the compensation you need to negate the financial hardship you’ve suffered because of a construction accident in Denton, TX.
The Denton work accident lawyers at Carabin Shaw have decades of experience in work injury claims, and we know how to get you on the path toward optimized compensation. Call a member of our team using our toll-free number at 800-862-1260 to schedule a free consultation. We have English- AND Spanish-speaking staff available 24/7, and we offer our services on a contingency-fee basis, so you don’t have to worry about additional costs. We encourage everyone to read our client reviews, so they can see how we’ve helped previous clients get through situations similar to yours.
Workers’ Compensation Claims in the Construction IndustryWhile Texas does not mandate workers' compensation insurance for all employers, many contractors voluntarily purchase coverage, especially when working on government contracts. This is due to the state's requirement for contractors to carry insurance in such cases. Additionally, contractors may stipulate that subcontractors also obtain workers' compensation insurance, ensuring that their employees have protection in the event of workplace injuries
Workers’ compensation lost wage benefits in Texas include:
Not carrying workers’ compensation insurance in the construction industry means that the owner of the construction business is vulnerable to personal injury lawsuits. In the inherently dangerous construction industry, most contractors carry it. If not, injured workers should hire an attorney to seek compensation for their work accident.
Insufficient Workers’ Compensation InsuranceTexas work injury laws dictate that your employer must buy a licensed workers’ compensation plan, or else the state does not recognize it. They can also self-insure or join a healthcare network if the Texas Department of Insurance (TDI) certifies it. All these options should provide adequate compensation for your work injuries. However, an employee cannot sue an appropriately insured employer for additional expenses.
Companies that have insufficient workers’ compensation insurance typically have policies not certified by the state. In these cases, the employer does not have the protection of a certified policy, and you can hire a lawyer and sue them in civil court.
Employers Who Don’t Have Workers’ Compensation InsuranceEmployers who don’t subscribe to worker’s compensation in Denton, Texas still must adhere to worker’s compensation rules, such as posting notice of no coverage and reporting work-related injuries to the Texas Division of Workers’ Compensation (DWC). If you’ve suffered injuries in a work accident, and your employer doesn’t have workers’ compensation insurance, you can file a personal injury lawsuit.
In a personal injury lawsuit, you’ll claim lost income, but you’ll also claim more compensable damages than in a workers’ compensation claim.
Denton construction accident injury damages may include:
One of the most debilitating aspects of a workplace injury is the financial uncertainty that follows, as you grapple with how to support yourself during recovery or come to terms with the potential loss of future income due to permanent injuries. The Denton TX construction accident attorneys at we understand the devastating impact a workplace injury can have on your life. Our compassionate team is dedicated to helping you recover lost income and secure your financial future through ongoing compensation if you are unable to return to work.
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